1. Disclaimer

    Some of the products and/or services provided by Business Insight use or contain data and information provided by the Natural Environment Research Council (NERC) or its component body the British Geological Survey (BGS). Your use of any products which are derived from or based upon such data and information is at your own risk. Neither NERC nor BGS gives any warranty, condition or representation as to the quality, accuracy or completeness of such information and all liability (including liability for negligence) arising from its use is excluded to the fullest extent permitted by law.
  2. Additional Limitations on the use of NEWGIP - GeoSure Insurance Product (“GIP”)

    1. The six GeoSure hazards on which GIP is based is based on, and limited to, an interpretation of the records in the possession of the Licensor at the time the Data Set was created. The NDR must take this into account when advising their customers or end users and providing solutions. The GIP will probably be the latest release, but the Licensor does not warrant this is the case;
    2. The six Hazard Visualisation layers are GIS polygon layers representing where the most significant hazard potential exists. This does not mean that areas outside of the polygons have no hazard potential, only that hazard potential is less significant;
    3. The GIP has been specifically developed for the insurance of low-rise buildings and those with shallow foundations of less than 2 metres;
    4. The spatial resolution of the of the Hazard Visualisation (HV) layers data is the same as the GeoSure data they are derived from, which therefore requires that a minimum search radius of 50 metres around the site or property to be utilised in any application (in addition to any site, property or other search area);
    5. The licensing of any GIS software (e.g. ESRI) and topographical information (e.g. Ordnance Survey) used when displaying HV layers is the responsibility of the end users, and not the Licensor;
    6. GeoSure is concerned with potential ground stability related to natural geological conditions only: GeoSure does not cover any man-made hazards, such as contaminated lad or mining. The sole exception to this is the Compressible Ground hazard layer, which does consider man-made ground e.g. landfill; and
    7. An indication of natural ground instability does not necessarily mean that a geographical location will be affected by ground movement or subsidence. Such and assessment can only be made by inspection of the area by a qualified professional.
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